What is BayFirst Financial Corp. (BAFN)?

BayFirst Financial Corp. (BAFN) is a stock in the Financial Services sector, Banks - Regional industry. View full analysis on Stocks360.

What is the current price of BAFN?

The current price of BAFN is $6.02. Prices are updated in real time on Stocks360.

What is BAFN's price-to-earnings (PE) ratio?

BAFN's trailing twelve-month PE ratio is -0.40, based on current price and earnings per share data available on Stocks360.

What is BAFN's market capitalization?

BAFN's market capitalization is $24,723,598.00, placing it in the small-cap tier.

BayFirst Financial Corp. (BAFN)

Stock analysis · NASDAQ · Financial Services · Banks - Regional

$6.02

Market Cap

$24.72M

PE (TTM)

-0.40

EPS (TTM)

N/A

Dividend Yield

0.00%

Beta

0.38

Day Range

$6.02 – $6.60

52-wk Range

$4.26 – $9.70

Avg Volume

N/A

Volume

39.50K

BayFirst Financial Corp. (BAFN) is a publicly traded company in the Financial Services sector. Latest price: $6.02. Market cap $24.72M. Trailing PE -0.40. Sign in to Stocks360 for full DCF valuation, fundamentals, technicals, and AI-driven analysis.

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1-Year Price

2025-10-28 · $9.41 2026-10-27 · $6.02 (-36.03%)

Earnings

Next Earnings

Oct 29, 2026

EPS estimate $0.00

Proprietary Signals

Signal snapshot temporarily unavailable.

About BayFirst Financial Corp.

Founded in 1999 and headquartered in Saint Petersburg, Florida, BayFirst Financial Corp. functions as the parent entity for First Home Bank. This financial institution offers a comprehensive array of commercial and consumer banking solutions for both businesses and individual clients. Its product portfolio includes various deposit accounts such as checking, savings, and certificates of deposit. Borrowers can access a range of home financing options, including residential mortgages, home equity loans, and home equity lines of credit. For businesses, specialized lending programs are available, encompassing minority lending initiatives, PPP loan forgiveness services, SBA loans, and general commercial lending. Furthermore, the company provides treasury management, merchant services, online banking, investment products, and credit cards. As of January 26, 2022, BayFirst Financial Corp. operated seven full-service branch locations across Florida in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, alongside 23 mortgage loan production offices. The firm adopted its current name in May 2021, having previously operated as First Home Bancorp, Inc.

Valuation

Trailing twelve months. Multiples relative to current market price.
P/E (TTM)	-0.40×
P/S (TTM)	0.38×
P/B	0.21×
PEG	0.00×
P/FCF (TTM)	0.17×
EV / EBITDA	1.29×
EV / Sales	-1.47×
Earnings Yield	-242.04%
Free Cash Flow Yield	597.83%

Fundamentals

Trailing twelve months. Source: financial statements via market data.
Enterprise Value	-$95.78M
Net Income (TTM)	-$59.84M
Free Cash Flow (TTM)	$173.87M
Net Debt	-$120.50M
Working Capital	-$978.70M
Gross Margin	-18.14%
Operating Margin	-124.70%
Net Margin	-91.62%
Return on Equity	-63.67%
Return on Invested Capital	-41.50%