What is Community Bank System, Inc. (CBU)?

Community Bank System, Inc. (CBU) is a stock in the Financial Services sector, Banks - Regional industry. View full analysis on Stocks360.

What is the current price of CBU?

The current price of CBU is $62.37. Prices are updated in real time on Stocks360.

What is CBU's price-to-earnings (PE) ratio?

CBU's trailing twelve-month PE ratio is 14.47, based on current price and earnings per share data available on Stocks360.

What is CBU's market capitalization?

CBU's market capitalization is $3,281,653,683.00, placing it in the mid-cap tier.

Does CBU pay a dividend?

Yes. CBU has a trailing twelve-month dividend yield of 0.03%. Dividend data is sourced from financial market providers and displayed on Stocks360.

Community Bank System, Inc. (CBU)

Stock analysis · NYSE · Financial Services · Banks - Regional

$62.37

Market Cap

$3.28B

PE (TTM)

14.47

EPS (TTM)

N/A

Dividend Yield

3.05%

Beta

0.78

Day Range

$62.01 – $62.92

52-wk Range

$53.46 – $71.11

Avg Volume

N/A

Volume

281.17K

Community Bank System, Inc. (CBU) is a publicly traded company in the Financial Services sector. Latest price: $62.37. Market cap $3.28B. Trailing PE 14.47. Dividend yield 3.05%. Sign in to Stocks360 for full DCF valuation, fundamentals, technicals, and AI-driven analysis.

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1-Year Price

2025-10-28 · $57.36 2026-10-27 · $62.37 (+8.73%)

Earnings

Most Recent

Oct 27, 2026

EPS $1.27 vs est. $1.19

Beat by $0.08

Next Earnings

Jan 26, 2027

EPS estimate $1.22

Proprietary Signals

Signal snapshot temporarily unavailable.

About Community Bank System, Inc.

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortgages, personal installment loans, and lines of credit for individuals, as well as home equity products. For commercial clients, Community Bank System provides general purpose commercial and industrial loans, mortgages on commercial properties, and historically, Paycheck Protection Program loans. Additionally, it facilitates specialized installment loans for vehicles like automobiles, boats, and other recreational vehicles through partnerships with selected dealerships. Beyond traditional banking, the institution delivers broker-dealer and investment advisory services, along with extensive cash m…

Valuation

Trailing twelve months. Multiples relative to current market price.
P/E (TTM)	14.47×
P/S (TTM)	3.13×
P/B	1.59×
PEG	0.86×
P/FCF (TTM)	14.19×
EV / EBITDA	11.27×
EV / Sales	3.62×
Earnings Yield	6.92%
Free Cash Flow Yield	7.05%
Dividend Yield	3.05%

Fundamentals

Trailing twelve months. Source: financial statements via market data.
Enterprise Value	$3.79B
Revenue (TTM)	$1.05B
Net Income (TTM)	$226.95M
Free Cash Flow (TTM)	$383.34M
Net Debt	$505.82M
Working Capital	$4.45B
Gross Margin	80.09%
Operating Margin	28.71%
Net Margin	21.79%
Return on Equity	11.34%
Return on Invested Capital	1.29%