What is Potomac Bancshares, Inc. (PTBS)?

Potomac Bancshares, Inc. (PTBS) is a stock in the Financial Services sector, Banks - Regional industry. View full analysis on Stocks360.

What is the current price of PTBS?

The current price of PTBS is $26.55. Prices are updated in real time on Stocks360.

What is PTBS's price-to-earnings (PE) ratio?

PTBS's trailing twelve-month PE ratio is 9.73, based on current price and earnings per share data available on Stocks360.

What is PTBS's market capitalization?

PTBS's market capitalization is $110,038,095.00, placing it in the small-cap tier.

Does PTBS pay a dividend?

Yes. PTBS has a trailing twelve-month dividend yield of 0.02%. Dividend data is sourced from financial market providers and displayed on Stocks360.

Potomac Bancshares, Inc. (PTBS)

Stock analysis · OTC · Financial Services · Banks - Regional

$26.55

Market Cap

$110.04M

PE (TTM)

9.73

EPS (TTM)

N/A

Dividend Yield

2.11%

Beta

0.24

Day Range

$26.55 – $26.55

52-wk Range

$18.10 – $27.60

Avg Volume

N/A

Volume

500.00

Potomac Bancshares, Inc. (PTBS) is a publicly traded company in the Financial Services sector. Latest price: $26.55. Market cap $110.04M. Trailing PE 9.73. Dividend yield 2.11%. Sign in to Stocks360 for full DCF valuation, fundamentals, technicals, and AI-driven analysis.

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1-Year Price

2025-10-30 · $18.30 2026-10-29 · $26.55 (+45.08%)

Proprietary Signals

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About Potomac Bancshares, Inc.

Potomac Bancshares, Inc. serves as the parent company for Bank of Charles Town, delivering a comprehensive suite of financial solutions to individual consumers and commercial enterprises alike. The bank offers a diverse range of deposit accounts, including checking, savings, and individual retirement accounts, alongside certificates of deposit (CDs). For personal financing needs, they provide loans for new and pre-owned vehicles, home equity loans and lines of credit (HELOCs), unsecured personal and home improvement loans, retail equipment financing, lot loans, and loans secured by CDs. Businesses can access various commercial lending options, such as financing for building or office acquisitions, commercial real estate and construction projects, and the purchase of production and administrative equipment. Their broader loan portfolio includes general lines of credit, mortgages, term loans, residential and commercial construction financing, commercial real estate loans, and agricultural loans. Further enhancing its service offerings, the institution provides credit and debit cards, Card Pay solutions, cash management services, and merchant processing. They also extend a variety of…

Valuation

Trailing twelve months. Multiples relative to current market price.
P/E (TTM)	9.73×
P/S (TTM)	1.82×
P/B	1.26×
PEG	0.31×
P/FCF (TTM)	0.00×
EV / EBITDA	9.46×
EV / Sales	2.29×
Earnings Yield	10.29%
Free Cash Flow Yield	0.00%
Dividend Yield	2.11%

Fundamentals

Trailing twelve months. Source: financial statements via market data.
Enterprise Value	$138.53M
Revenue (TTM)	$60.56M
Net Income (TTM)	$11.33M
Free Cash Flow (TTM)	$11.97M
Net Debt	$28.49M
Working Capital	$3.35M
Gross Margin	73.12%
Operating Margin	24.19%
Net Margin	18.70%
Return on Equity	13.27%
Return on Invested Capital	1.10%