What is University Bancorp, Inc. (UNIB)?

University Bancorp, Inc. (UNIB) is a stock in the Financial Services sector, Banks - Regional industry. View full analysis on Stocks360.

What is the current price of UNIB?

The current price of UNIB is $21.35. Prices are updated in real time on Stocks360.

What is UNIB's price-to-earnings (PE) ratio?

UNIB's trailing twelve-month PE ratio is 8.24, based on current price and earnings per share data available on Stocks360.

What is UNIB's market capitalization?

UNIB's market capitalization is $110,369,252.00, placing it in the small-cap tier.

Does UNIB pay a dividend?

Yes. UNIB has a trailing twelve-month dividend yield of 0.02%. Dividend data is sourced from financial market providers and displayed on Stocks360.

University Bancorp, Inc. (UNIB)

Stock analysis · OTC · Financial Services · Banks - Regional

$21.35

Market Cap

$110.37M

PE (TTM)

8.24

EPS (TTM)

N/A

Dividend Yield

1.87%

Beta

0.30

Day Range

$21.25 – $21.35

52-wk Range

$16.20 – $24.61

Avg Volume

N/A

Volume

100.00

University Bancorp, Inc. (UNIB) is a publicly traded company in the Financial Services sector. Latest price: $21.35. Market cap $110.37M. Trailing PE 8.24. Dividend yield 1.87%. Sign in to Stocks360 for full DCF valuation, fundamentals, technicals, and AI-driven analysis.

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1-Year Price

2025-10-30 · $16.92 2026-10-29 · $21.35 (+26.18%)

Proprietary Signals

Signal snapshot temporarily unavailable.

About University Bancorp, Inc.

University Bancorp, Inc., established in 1890 and headquartered in Ann Arbor, Michigan, functions as the holding company for University Bank. This entity delivers a wide array of financial and banking solutions across the United States, serving personal, commercial, and community needs. Its product portfolio includes various deposit account options, such as checking, NOW, savings, money market, time deposit, and certificates of deposit (CDs). For individuals, the company facilitates loans including home equity, short-term, automobile, personal, and recreational vehicle financing, along with home equity lines of credit. Businesses and non-profit groups can access commercial real estate loans, equipment financing, small business loans, and working capital lines of credit. Additionally, the company offers an assortment of supplementary services like foreign currency exchange, comprehensive online banking with bill payment functionalities, convenient online check reordering, wire transfers, courier services, and access to credit cards and ATMs. Clients can also secure various insurance coverages, including life, health, property, and casualty policies, alongside investment products su…

Valuation

Trailing twelve months. Multiples relative to current market price.
P/E (TTM)	8.24×
P/S (TTM)	2.38×
P/B	1.04×
PEG	0.08×
P/FCF (TTM)	0.00×
EV / EBITDA	28.11×
EV / Sales	2.90×
Earnings Yield	10.97%
Free Cash Flow Yield	0.00%
Dividend Yield	1.87%

Fundamentals

Trailing twelve months. Source: financial statements via market data.
Enterprise Value	$134.44M
Revenue (TTM)	$46.44M
Net Income (TTM)	$12.11M
Free Cash Flow (TTM)	$0.00
Net Debt	$24.07M
Working Capital	$0.00
Gross Margin	89.71%
Operating Margin	34.95%
Net Margin	32.70%
Return on Equity	12.59%
Return on Invested Capital	8.36%