What is OptimumBank Holdings, Inc. (OPHC)?

OptimumBank Holdings, Inc. (OPHC) is a stock in the Financial Services sector, Banks - Regional industry. View full analysis on Stocks360.

What is the current price of OPHC?

The current price of OPHC is $9.12. Prices are updated in real time on Stocks360.

What is OPHC's price-to-earnings (PE) ratio?

OPHC's trailing twelve-month PE ratio is 5.27, based on current price and earnings per share data available on Stocks360.

What is OPHC's market capitalization?

OPHC's market capitalization is $115,116,917.00, placing it in the small-cap tier.

OptimumBank Holdings, Inc. (OPHC)

Stock analysis · AMEX · Financial Services · Banks - Regional

$9.12

Market Cap

$115.12M

PE (TTM)

5.27

EPS (TTM)

N/A

Dividend Yield

0.00%

Beta

0.31

Day Range

$9.08 – $9.42

52-wk Range

$3.92 – $10.68

Avg Volume

N/A

Volume

32.23K

OptimumBank Holdings, Inc. (OPHC) is a publicly traded company in the Financial Services sector. Latest price: $9.12. Market cap $115.12M. Trailing PE 5.27. Sign in to Stocks360 for full DCF valuation, fundamentals, technicals, and AI-driven analysis.

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1-Year Price

2025-10-30 · $4.08 2026-10-29 · $9.12 (+123.53%)

Earnings

Most Recent

Jul 24, 2026

EPS $0.28 vs est. $0.21

Beat by $0.07

Next Earnings

Nov 5, 2026

EPS estimate $0.27

Proprietary Signals

Signal snapshot temporarily unavailable.

About OptimumBank Holdings, Inc.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

Valuation

Trailing twelve months. Multiples relative to current market price.
P/E (TTM)	5.27×
P/S (TTM)	1.46×
P/B	0.81×
PEG	0.20×
P/FCF (TTM)	4.36×
EV / EBITDA	3.84×
EV / Sales	1.34×
Earnings Yield	18.79%
Free Cash Flow Yield	22.95%

Fundamentals

Trailing twelve months. Source: financial statements via market data.
Enterprise Value	$105.57M
Revenue (TTM)	$78.65M
Net Income (TTM)	$21.64M
Free Cash Flow (TTM)	$44.62M
Net Debt	-$9.54M
Working Capital	$43.60M
Gross Margin	69.38%
Operating Margin	34.53%
Net Margin	26.06%
Return on Equity	16.39%
Return on Invested Capital	37.38%